Catholic Teachers Union
Current Contract - Dental Insurance Plan

Diocese of Camden  Dental Insurance Plan
These coverages are provided for full-time employees.
Annual Deductible
$50 per person
Annual Maximum Benefit
$1,000 per person
Class I Services
Preventive/Diagnostic
(cleanings, x-rays, exams)
100% coverage
annual deductible is waived for these services
Class II Services
Basic/Restorative
(fillings, extractions, root canals)
85% coverage
after annual deductible
Class III Services
Major
(crowns, bridges, dentures)
Prosthodontia is reduced from 50% to 25% for the first 24months of coverage for new employees on and after 7/1/95 who had teeth missing when hired.
50% coverage
after annual deductible
Class IV Services
Orthodontia
(braces)
Orthontia treatment received prior to your eligibility date is not covered.  Ongoing monthly treatment provided on or after your eligibility date is covered.
50% coverage
after annual deductible;
lifetime maximum of $1,000 per person

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